Frequently Asked Questions
Below are some of the common questions we are normally asked through our feedback system. We have provided the following general answers to show our responsiveness to your concerns.
Your HomeSure Plan is too good to be true, is it really workable?
The plan is designed to help the policyholder acquire his own home[s]. The plan provides mortgage loan to buy the house after a minimum deposit build up period of one  year and also serves as mortgage protection insurance for the mortgage loan. The deposit required is 25% of the mortgage value. The purpose of the HomeSure [Abrabo Pa] plan is to do just that.
What is sum assured?
It is an amount guaranteed to be paid in the eventuality of the life assured being called to eternal rest within the policy term.
I have already insured my vehicle; do I need life insurance?
Very critical, we believe your life is more important than your vehicle. In the eventuality of your unfortunate call to glory, the vehicle may bring liability to your family. Our Welfare Assurance [Ma Busua Nti] Plan for instance provide income to your family instead. Your income lives on. If the protection of your vehicle is important, then the protection of the income your family depends on is necessary.
What do I need to do when my policy matures?
Apply for your Maturity Claim in writing and sign your usual signature or thumb print as applicable, 2.Attach your Original Policy Document to it and
3.Complete a VA Life Discharge Form.
You talk about life’s events and eventualities, what do you mean?
We define events as plans, targets we strive to accomplish. Eventualities are occurrences which we have no knowledge of its occurrence and affects our plans, e.g. death, disability etc. Our products are designed to serve as solution to income needs associated with life’s events and eventualities. Our products therefore help you to prepare for your front [events] and your back [when you are no more].